New data reveals this state has the most millionaires per capita

New data reveals this state has the most millionaires per capitaNew data reveals this state has the most millionaires per capitaAccording to Phoenix Marketing Internationals annual Phoenix Wealth Affluent Monitor survey, the Garden State houses the most millionaires per capita-a distinction Maryland previously held since 2010.Additionally, the report revealed that the 7% increase in millionaire households that occurred last year (7.7 million) is the sharpest surge in growth in a decade.Follow Ladders on FlipboardFollow Ladders magazines on Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreDavid Thompson, who is the managing director for the report believes an overall steadily increasing capital growth has boosted most individual states considerably. Seven percent rise in millionaire households in 2018 is the strongest rate of growth in that market since the financial downturn ten years ago, he said.With a ratio of 8.95% millionaires to households, J ersey helms the list just ahead of The District of Columbia. The bottom four spots got awarded to Kentucky, Arkansas, West Virginia, and Mississippi respectively (the hospitality state coming in with a meager ratio of 3.68).States with more room for millionairesThough Washington didnt get the top spot it did experience the biggest increase in millionaire household ratios, making it number 2 as previously stated with a ratio of 8.94.Wyoming experienced the biggest drop since 2017, falling eight spots to number 24.America houses 8.6 million millionaires. Behind the United States are China with 1.8 million, Japan with 1.6 million, Germany with 1 million and England with 9,000.Finance, manufacturing, and tech are the professions that account for the majority of millionaires in the US.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

How to Decide What to Include in Your Resume

How to Decide What to Include in Your Resume How to Decide What to Include in Your Resume Writing your resume can be daunting especially if youve had quite a long career or achieved a lot in each of your positions. I know many people find it hard to know what to include. How do you sift through all those years of experience, all those challenges, all those results, and come up with a concise job description and a few bullet points for each position?Some people give up and just include everything, winding up with a resume that is 3,4 or even 5 pages long. The problem of course, is that no-one will read all that information, so even the most salient points will be lost.In all but the most extreme cases, your resume should be no mora than 2 pages long and this means you do have to make hard choices.So how do you do it? There are a few methods I use when writing resumes for my clients, and I thought you would find them helpful.First, I look at job postings. I choose positions that are s imilar to the ones my client is targeting and I look for the commonalities. Yes, different companies look for different things, but there are always common themes that run across all job postings. When I find those, I make note of them. The resume I create needs to directly address them.Next I consider the type of company my client wants to work for. Does she prefer to work within large, corporate entities that are process-driven, or is she accustomed to small, entrepreneurial environments where things are constantly changing. If she is most comfortable in start-up or rapid growth companies, then I need to select content that emphasizes her past success in similar situations and I can eliminate anything that doesnt do that.Next, I think about my clients unique value proposition. What makes them different from other people seeking the same position? What makes them suited to work for the types of companies they have chosen in the positions they are targeting? By the time I come to wr ite the resume, I will have a very clear idea of this and this means I can select content that emphasizes their unique value. For example, perhaps my client is looking to sell IT solutions and has a prior background in engineering combined with more recent sales experience. His unique value proposition may be his ability to relate to clients on a technical level and we can choose accomplishments that show how he has used this ability to close sales. Information that doesnt relate to this can be omitted without damaging his chances of interview.If I still have a resume that runs over two pages, I read every sentence again and ask myself is it possible that omitting this sentence will prevent my client from getting an interview? If the answer is yes, the content stays but youd be surprised how often the answer is no.Finally, there is one additional problem you might run into, one that doesnt affect me because you are writing about your own career history, you have personal associatio ns with each part of your history and those associations can blind you to what makes the most sense. As an example, I recently worked with a client who had made a career change mid-career. She had worked in technology marketing for the last 7 years and planned to continue in that field. However, her prior experience welches in real estate working for large retail corporations. In one of these positions, she had been extremely effective. Given that she was targeting technology marketing positions, I knew it was important to play down this unrelated early history in order to tell a clear, consistent story of marketing success. But my client was very proud of that early experience and it was hard for her to accept that it shouldnt be the focal point of the resume. Its important to distance yourself from your feelings about any stage of your career and instead focus on one thing what does my target employer need and how can I show that I can provide it?If you follow the steps I laid out above, youll be able to write a resume that does just that.

Lawsuit Phobia

Lawsuit PhobiaLawsuit PhobiaLawsuit PhobiaIf you want to have some fun on the job, wait until the door to the HR department is open, get a groe nachfragening start and yell, lawsuit as you dash by the door. Then, listen for the shrieks and screams as you scurry down the hall. Sometimes I think lots of HR people are more afraid of being sued than they are of hiring Jack the Ripper. Therefore, the main rhetorical question in this piece is, Which is the greater risk Hiring a fraud or getting sued?In this increasingly litigious society, the risk of being sued has grown substantially in recent years. The net effect has been to make corporate America even more circumspect when it comes to hiring practices. This has resulted in a specific sort of litigation liability. If you carefully check references on a candidate for employment, you might get sued for invasion of privacy if you dont check references at all, you might get sued for negligent hiring. On the other side of the fence, if you allow your employees to serve as references for former employees, you might get sued for defamation. But if you knowingly withhold information from a prospective employer that results in injury to an innocent third party, you could be sued for negligent referral. Many companies have thus instituted dont ask, dont tell hiring policies. But when you really start to weigh the risks involved in the employee selection process, there is only one reasonable conclusion to draw Its far better to make the most informed hiring decisions possible than it is to run scared because somebody might sue.Careful reference checking can be done thoroughly and lawfully if a few simple principles are followedFirst and foremost, realize that reference checking has been and always will be a standard business practice.Develop a comprehensive waiver for every job candidate to sign, giving you express permission to talk to references and anyone else familiar with the candidates job performance and work history . That will eliminate the invasion of privacy problem.Make sure every candidate provides appropriate references, people with whom the candidate has actually worked. Then make sure that whoevers doing the reference checking asks questions pertaining only to job performance. If a reference refuses to talk, put the burden on the candidate to come up with other references who will.If youre asked and agree to serve as a reference, confine your comments to job performance. Also, remember that if, for example, a former employee was fired for stealing and its true its OK to say so. While this is in no way intended as legal advice, there is an old maxim in law that still stands today The truth is an absolute defense. You might get sued for being honest, is passing along a thief to an unsuspecting employer or being honest and being sued more of a risk? Also, bear in mind that the burden is on the person doing the suing to prove you intentionally lied, instead of the burden being on you to p rove you told the truth. I recall one instance involving a candidate for a senior-level research fleck with a major pharmaceutical house. The position required a PhD. As it turned out, the candidate had lied about his academic credentials. He only had a bachelors degree. The prospective employer declined to hire the individual who, in turn, sued for wrongful denial of employment. Keeping in mind that the burden was on the candidate to prove he did have the required degree, how long do you think the suit lasted? It was over within less than half a day. The candidate could not show he had earned the degree. Case dismissed. Now, suppose the pharmaceutical house had not checked his credentials because of lawsuit phobia and, as a result, a flawed medication went on the market and injured hundreds, maybe thousands, of people. Do you think there might have been a few negligent-hiring lawsuits filed? Its always better, in my opinion, to make an informed hiring decision, despite the specter of a lawsuit.None of the information provided herein constitutes legal advice on behalf of Monster.

6 Tips for Salary Negotiation as a Fresh Graduate

6 Tips for Salary Negotiation as a Fresh Graduate6 Tips for Salary Negotiation as a Fresh GraduateSalary negotiation can be difficult for anyone, regardless of age. Still, recent graduates seem to be more anxious about it than the previous generation. After several years of un(der)paid internships, any kind of money may seem like a lot. This results in a situation when graduates are happy for having received any kind of offer.Yet, well-handled salary negotiations lead to satisfaction on both sides.Salary negotiation is almost always at least partially successful. Dont be anxious about it.According to a survey done by the online financial service NerdWallet and the job service Looksharp, fresh graduates tend to be quite shy when negotiating their first salaries.84% of employers are willing to increase their anfangsbuchstabe offer by as much as 10%.Even an entry-level candidate is expected to negotiate. And to be successful at that.The success rate is high.Only 38% recent graduates neg otiate their salaries.84% of employers are willing to increase their initial offers by as much as 10%.Only 10% of employers ever withdrew an offer because a candidate tried to negotiate.76% of employers consider candidates, who attempt to negotiate,confident for doing so.Female candidates are less likely to negotiate than their male counterparts. When they attempt to do so, their success rate is similar- about 80%.I cannot stress this enough- do negotiate. The numbers show you can only gain. As a fresh graduate, you cannot use your experience as leverage. Keep in mind good companies are always on a lookout for people who show potential.6 Tips forNegotiating SalarySalary negotiations arenot risky. Still, it is not enough to simply ask for a salary increase- you have to do it right.Postpone salary negotiation until youre offered the job. First, let your potential employer decide whether youre the right candidate. People are always slightly reluctant to change their previous decisions. Use this to your advantage.Be enthusiastic. Even if the offer is lower than you expected, do not show disappointment. After all, an offer is an offer. Remain positive and always express excitement before you begin to negotiate.Dont rush it. Unless its your dream job, dont feel the need to accept right away. If you feel pressured, ask to review the offer in writing. You want to make sure youre making the right decision. Dont wait too long, though. They want to fill the position as soon as possible.Do your research. Making unreasonable requests does not show you in a favourable light. Its vital that you know at least an approximate salary range for your position. When in doubt, ask for a 10 percent increase from their initial offer.Be prepared to explain what do you want and why you want it. If possible, explain how it will benefit the company. Do not assume that simply asking for an increase is going to be enough. Always assume the employer is on your side but everyone has their lim its. Defend your case but remain thoughtful in doing it.Make your decision. In the end, you will have to decide. If you decide to accept the offer, communicate positive enthusiasm. If not, express gratitude. In either case, you dont want to close off an opportunity for them to come back with another offer.NB In some situations, negotiations would be inappropriate or unlikely to succeed. First, jobs in a very structured environment e.g. government or military jobs. Second, where theres a large amount of supply, such as an entry-level barista.Share Your Feedback or Ideas in the Comments

The Birth of Resume for Recent College Graduate

The Birth of Resume for Recent College Graduate Definitions of Resume for Recent College Graduate Everyone has desirable abilities and experiences to provide employers including you Afterwards, you might get into your professional experience. Since youll discover, even in case you dont have any prior professional experiences, you may still draw on your school experiences. Demonstrating you have work experience is crucial, even supposing it isnt directly associated with your objectives. Although education and degree of expertise matters to acquire fantastic jobs with higher status and to some degree, its also a requirement for entry-level jobs. Career experts say its important to emphasize transferable abilities, or to put it differently, skills which were acquired during the college educational experience which are important at work. Applying for work in the actual world is different than its during college. Training and internships aid lots to acquire decent occupation. Y ou could provide potential future employers a notion of how you are going to get the job done for them. Choose which format has become the most appropriate for your circumstances. Each word on your resume can be a trigger for a question via an interviewer, and youll frequently be requested to provide examples of the skills which you have referenced.There are lots of online calculators out there to aid you determine how much you are able to afford to pay and the way to decrease your payoff estimation by making additional payments to principal. It might not be that much in contrast to a resume of somebody who already has a large expert experience, but nonetheless, it sure will set you to an excellent start. You dont necessarily have to plan the subsequent ten decades of your life to the finest detail, but you need to have some sort of game plan in place for when you finish school. Try to remember that in case you know that you could do the job, there is absolutely no reason to ne ver attempt to apply. In just a couple of minutes, our resume builder will guarantee that youve got a well-written, attractive resume prepared to go. One of the absolute most important actions in locating a job is writing a proper resume. Updating your resume is very important if you wish to land an excellent job. Possessing a good resume is an incredibly significant part the work search approach. Without such a section, the possible hiring manager may be left wondering why he or shes reading your resume in any respect. Rather, return to the work description to find out the particular skills your organization requires. You might not even understand when the position is supposed to be filled or in the event the versorger is even still looking at new applications. To begin with, consider the job description to see whether it indicates the form of skills the provider is seeking. Keep in mind, looking good on paper is just the initial step. In addition, you always want your lat est work to appear at the peak of the list and your oldest work at the base of your resume. You might even be in a position to create a small number of different cover letters for certain forms of jobs that it is possible to customize for each application rather than writing a totally new one per job. Of course if youre asking for a particular job, its simple enough to amend a resume to incorporate an objective that matches the work description. The Benefits of Resume for Recent College Graduate It is crucial to include as much pertinent info about yourself as possible so that you are able to show prospective employers all that you have to give. Therefore, candidates have to be very careful when adding and organizing educational details on their resumes. Put the Education section of your resume at the very top of your resume so that its the very first thing the employer sees. There are a number of reasons why employers like to employ young folks.

Why People Arent Discussing Writing a Resume Muse

Why People Arent Discussing Writing a Resume Muse As an example, remember to include keywords from the work description in your resume. If you do decide to move forward with a resume summary statement, be sure to take care of it as your own private highlight reel. Keep in mind, your resume must present only the appropriate mixture of meaningful information related to your objective. Then have a look at the following resume writing tips to learn to compose a resume optimizing each section for greatest success. The Dos and Donts of Writing a Resume Muse These sample resumes will supply you with examples of resume formats that will do the job for nearly every kind of job seeker. If you are in need of a quick kick-start on developing a template first, take a look at a resume builder before selecting a professional. A resume cover letter template is merely too general in order to reach this accomplishment. One of the absolute most important design choices you can create on your resume is your font. Writing a cover letter is very much like writing a store as it needs to be compelling, and the term choice is very important. Whether you are searching for a local resume writer to meet in person or you merely need to work with a resume writer in a special location, this list should assist you in finding what youre looking for. Using action words is crucial to a modern resume. It ought to go without saying, but be sure your resume is completely free and clear of typos. A resume isnt only a group of lists. Below you will discover a couple of lists on all the very best rated resume writing services we could find. Use the checklist to be sure you have included all appropriate data in your resume. Other than that, putting all your information in 1 distributionspolitik provides you with a handy reference to be sure that each resume you write has all of the information that you want to disclose to prospective employers. The Hidden Treasure of Writing a Resu me Muse Whenever you havent updated your resume in some time, it can be difficult to understand where to get started. Zhang demonstrates here ways to show five distinct qualities with the exact same bullet pointtry it yourself until you have the result youre choosing Writing a resume isnt a fun activity for the majority of people. There are many unique approaches to organize the info on your resume, but the superior old reverse chronological (where your latest experience is listed first) is still your best choice. Consider if its the summary statement would be proper for you or just nix it altogether to conserve space and concentrate on making the remainder of your resume stellar. Just take the initiative to request an interview in the long run. As soon as its only a page or two in length, a resume is among the most important components of a work application. This could be precisely what you have to make your resume a bit mora cohesive. Some resume formats conform to a part icular sort of employment.